??????????????? ???????? ??????? ??????? ????? ?????? ???????????? ? ????????????? Concentrated ??????? ?????? WFH ?????? ???? ????????????? ??? ????????????: ????? ???? a lot of options out there, ????????? ???????????? ?????? ????? ????? ???????? ??????????? ???????? a ????????? ?????? ??????? ??? a ?????????? ????? ?????????????? ???????????? ?